Terms of Service
Effective Date: November 18, 2025
These Terms of Service govern your use of the Orion Calculus website and analytical services. By accessing or using our services, you agree to be bound by these terms. Please read them carefully before proceeding.
Service Provider
Orion Calculus
Marina Bay Financial Centre, 8 Marina Boulevard, Tower 1, Singapore 018981
Email: [email protected]
Phone: +65 6273 8491
1. Acceptance of Terms
By accessing this website or engaging our analytical services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you should not use our services.
We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting to this page. Your continued use of our services following the posting of changes constitutes acceptance of those changes.
2. Service Description
Orion Calculus provides financial analysis services, including but not limited to:
Long-Horizon Projection Modeling
Extended timeline financial modeling examining trajectories under various assumption sets.
Complex Situation Mapping
Analytical documentation and visualization of financially complex situations.
Correlation Analysis
Examination of relationships between various elements of your financial landscape.
Our services are analytical in nature and do not constitute financial advice, investment recommendations, or advisory services. All analyses are provided for informational purposes only.
3. Service Usage Terms
Acceptable Use
You agree to use our website and services only for lawful purposes and in accordance with these terms. You must not:
- • Use our services for any illegal or unauthorized purpose
- • Attempt to gain unauthorized access to our systems or networks
- • Interfere with or disrupt the operation of our website or services
- • Transmit viruses, malware, or other harmful code
- • Violate any applicable laws or regulations
- • Reproduce, duplicate, or copy any part of our services without permission
Permitted Uses
You are permitted to:
- • Browse our website and review information about our services
- • Contact us through provided channels for legitimate inquiries
- • Engage our services subject to mutual agreement and appropriate contracts
- • Use analytical outputs provided to you for your personal or business purposes
Service Access Requirements
Access to certain features or services may require you to provide accurate contact information, maintain the confidentiality of any account credentials, and ensure all information you provide is current and complete. You are responsible for all activities that occur under your account or through your use of the services.
4. Service Engagement and Fees
Service Agreements
Engagement of our analytical services requires a separate written agreement outlining the scope of work, deliverables, timelines, and fees. These Terms of Service provide the general framework, while specific service agreements detail the particulars of each engagement.
Pricing and Payment
Service fees are as specified on our website or in your service agreement. Unless otherwise stated, all fees are quoted in Singapore Dollars (SGD). Payment terms will be outlined in your service agreement and typically include:
- • Payment schedule and milestones
- • Accepted payment methods
- • Late payment terms if applicable
Cancellation and Refunds
Cancellation policies and any applicable refund provisions will be specified in your service agreement. Generally, fees for work already completed are non-refundable. Any cancellation should be communicated in writing.
5. Service Availability and Modifications
Service Uptime and Maintenance
While we strive to maintain consistent website availability, we do not guarantee uninterrupted access. We may perform scheduled maintenance or make updates that temporarily limit availability. We will make reasonable efforts to notify users of planned maintenance when feasible.
Service Modifications
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. This includes changes to features, pricing, availability, and service offerings. We are not liable for any modifications, suspensions, or discontinuations of services.
Geographic Restrictions
Our services are primarily offered from Singapore. While we may work with clients in various jurisdictions, we make no representation that our services are appropriate or available for use in all locations. Users accessing our services from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.
6. Intellectual Property Rights
Our Content and Trademarks
All content on this website, including text, graphics, logos, images, and software, is the property of Orion Calculus or its content suppliers and is protected by intellectual property laws. The Orion Calculus name and logo are our trademarks. You may not use our trademarks without prior written permission.
Work Product and Deliverables
Upon full payment for services, you receive a license to use the analytical outputs and deliverables we provide for your personal or business purposes. We retain ownership of our methodologies, frameworks, and any underlying intellectual property. You may not redistribute, republish, or commercialize our work products without explicit written permission.
Your Information
You retain ownership of any information or data you provide to us. By providing information, you grant us a license to use it for the purpose of delivering our services. We will handle your information according to our Privacy Policy.
7. Disclaimers and Limitations
Nature of Services
Our services are analytical and informational in nature. We do not provide financial advice, investment recommendations, tax guidance, or legal counsel. Our analyses are based on information and assumptions you provide, and we make no guarantees regarding accuracy, completeness, or suitability for any particular purpose.
No Warranties
Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, timely, secure, or error-free.
Limitation of Liability
To the maximum extent permitted by law, Orion Calculus shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use or inability to use our services.
Financial Decisions
You acknowledge that all financial decisions based on our analytical outputs are made at your sole discretion and risk. You should consult with qualified financial advisors, tax professionals, and legal counsel before making significant financial decisions.
8. Indemnification
You agree to indemnify, defend, and hold harmless Orion Calculus, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of our services, your violation of these Terms of Service, or your violation of any rights of another party.
9. Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
We are committed to protecting your data in accordance with applicable data protection laws, including the Singapore Personal Data Protection Act (PDPA). For more information, visit our Privacy Policy.
10. Governing Law and Dispute Resolution
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.
Jurisdiction
You agree that any legal action or proceeding arising out of or relating to these Terms of Service or your use of our services shall be brought exclusively in the courts of Singapore, and you consent to the jurisdiction of such courts.
Dispute Resolution
In the event of any dispute arising from these terms or our services, both parties agree to first attempt to resolve the matter through good-faith negotiations. If negotiations do not resolve the dispute within 30 days, either party may pursue formal legal remedies.
11. General Provisions
Entire Agreement
These Terms of Service, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Orion Calculus regarding your use of our services and supersede all prior agreements and understandings.
Severability
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely matches the intent of the original provision.
Waiver
Our failure to enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of Orion Calculus.
Assignment
You may not assign or transfer these Terms of Service or any rights granted hereunder without our prior written consent. We may assign these terms without restriction.
12. Contact Information
If you have any questions about these Terms of Service, please contact us:
Orion Calculus
Marina Bay Financial Centre
8 Marina Boulevard, Tower 1
Singapore 018981
Email: [email protected]
Phone: +65 6273 8491